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city day kansas loan pay
So I have a very good chance of being accepted to the Kansas City Art Institute, but the tuition is very pricey. $30,000 per year. My family never saved up money for me to go to college, they say I'm on my own. If I am accepted to KCIA then of course I'd want to go and study the art of photography and make my work better so I can have a great chance at recieving my dream job of working in NYC. But is it really worth having to pay back those large bills? So should I go to community college to save money or go to this incredible art school and have to be money careful for a while?
I don't think you have really figured out what this will really take Tuition alone is $30,000 that doesn't include things like books and living expenses Unless your parents make over $250,000 per year, there is no way you will ever get the loans to get through school..... even at that high of an income, there are set limits on amounts that can be borrowed no matter how high the income However, let's pretend for a moment that the only cost is $30,000 per year and that your parents can get loans totaling $120,000 per year Now, take into consideration that you will be making less than $10 per hour for many, many years and, for purposes of discussion, we will even pretend that you can live for free (no cost for rent, utilities, food, car, etc) and we will also pretend that you don't have to pay for taxes or health care For purposes of this discussion, you earn $20,000 and the only thing you have to pay for is that student loan In that scenario, you would pay 100% of everything for 6 years (that is "a while" now, in the real world, you have rent, utilities, food, car payments, gas for car, insurance for car, taxes, and health care...... not to mention clothing, etc....... So, now..... did you take a High School Economics class? and if so, did you have to do a budget where you had to research the cost of rent, utilities, food, etc? If you did, then you know it is VERY DIFFICULT for someone to live on $20,000 per year even in a cheap city.... even with a room-mate.... and even without a student loan payment Now.... imagine, if you will your loan payment is $800 per month (and, actually $120,000 would be higher payments than this) at that amount, you would have your loan paid off in about 15-20 years (more than a while) If you make 20,000 (pretending you don't even have to pay taxes) then your monthly income is @ $1600 per month minus $800 per month..... Leaves you $800 to live off.... for everything $200/m for food is only $6.45 per day... for every single thing you put in your mouth Now you have $600 left let's say your phone (necessary for business contact) is $50 per month now you have $550 left and you still have to pay rent, utilities, etc..... Much better off going to Community College!
Learn photography at a community college and then go to NYC and work as an assistant. All I ever care about in an assistant is that they are knowledgeable about photography and easy going. I never studied photography and have had a pretty good career so far. Your talent, dedication, persistence and intelligence are far more important than a degree. I have never, ever been asked by a client for a degree, they only want to see my portfolio.
First, neither you nor your family will ever be able to borrow $120k to finance your college education. Second, even if you could borrow such an astronomical sum, how in the world would you ever be able to repay your student loan debts while living in NYC and working as a photographers' assistant (the only job you're likely to initially qualify for, if indeed you could even *find* such a job)? Don't cripple your next fifty-sixty years of life by taking on such huge student loan debts. Consider finding an alternative source of education, one that is much cheaper, or explore other (also cheaper) ways of learning photography. Good luck, and avoid the debt!
Go to community college and hook up with your local paper. Most have community photographers (unpaid) that go to events and post on their website. If your pictures are good and gain exposure, they may promote you to a staff position. My girlfriend started out doing this for fun, taking photos at the football games and local event, and now has a job for the city and is the Mayor's personal photographer. If you have the passion, where you go to school won't matter. Just follow your dream and keep doing what you love. BTW - be sure to check into local, state and regional photo contests, as this is a great way to get your name out there and build your portfolio!
If its one of the Art Institutes run by EDMC (all of them that use the AI logo), avoid them like a plague. They're not an art school employers take seriously. They're open enrollment, they take ANYONE. They just want the financial aid from the government that you are entitled to. The government is now suing them for 11 Billion Dollars which could wipe them off the map easily. If you ask me, they're an elaborate corporate scam to funnel as many Government Pell grants and guaranteed loans out of students as they can and leave the students with the bill. They're like McDonald's of Art "Colleges". They're a chain that is popping up everywhere. They buy out dying schools, rename them, keep the accreditation.They create programs designed for impulse buyers and quick hits aka uninformed students. They may seem like they would be good, but it is all smoke and mirrors. Pretty building with pretty computers. Meanwhile, it will just ruin your life. The market demand they say they're meeting is not the demand of the Job market, its the demand of the students. Students that graduated AI are struggling to get jobs and have over more than $50,000+ or $90,000+ in debt depending on what degree they went for. Degrees that are worthless in the job market. Basically, AI is a degree mill, a total debt factory. They use bloated success stats and circle logic to back them up. They count students working at Toys R Us as in the field. Avoid them if you want to actually have a decent future. If you really want to pursue your passion, go to a community college, study fine art, and then transfer into a state school. It will be cheaper and the money you save you can buy your own equipment and STILL have money left over for a better future. Their job leads are bogus, they go to Monster, Craigslist, and career builder just like everyone else. Their top employer is HOME DEPOT (Check their own website) and I guarantee none of those are art jobs. Don't make the same mistake my friends and I did. We'll be paying for it for the rest of our lives. If you go with AI you'll be folding clothes at Target or hawking video games at Toys R Us for $8.25 an hour and struggling to pay $90,000+ with bill collectors haunting your every waking moment for the REST OF YOUR LIFE with no way to stop them because there is no bankruptcy protection on Student loans. Please please please make sure you check out these news articles below. Many are accounts from students, staff, and teachers of AI. Feel free to check YELP ("Filtered results" as well.) What you do with this information is your choice, I just want to make sure you know everything before listening to one of their recruiters sales pitch. Remember, they're paid sales people. Not your friend. College may be expensive but what these guys are pulling is straight out highway robbery. Below is a few news articles about different AI's around the country. They're all pulling the same thing. Its EDMC's business model. Decide for yourself.
That's a no brainer. Go to community college. You'll never recoup your loss of spending 120K on college....which will no doubt be double that amount when you add interest in with it. You'll struggle for the rest of your life trying to pay back your student loans if you spend that kind of money.
bad credit loans in kansas
There is much misinformation about foreclosures. If you have missed a month's payment by 10 days, you are in the arrears, and the bank will start sending you notices. If you miss two consecutive payments, the banks usually start the process of foreclosure, and send you more threatening notices. After a certain date they explicitly state in their correspondence, you will not be able to catch up, and you will be required to pay the loan in full. While the exact process varies from state to state, the bank will force foreclosure and a sale of the property, where the bank will offer a default bid for the amount due, plus all other costs involved with the foreclosure. In Kansas, where I live, you will have 6 months for redemption from the date of sale. Other states have different redemption periods. Usually the lending institutions will proceed in different ways. They will either try to get you to sign over the property to them in lieu of foreclosure. They can offer different incentives, one of which is to not trash your credit rating, but forget that as it is still reported and will trash it any way. The other way they precede is to actually foreclose then purchase your redemption rights. This is usually an amount equal to one month's rent and deposit on another place so you can move. For anyone facing foreclosure, DO NOT trash the place when you leave. This is considered vandalism and you can be tried and convicted for it. It will only make matters worse. Trust me on this. Good Luck
. THe foreclosure takes 90 days. THey tape a notice on your door or garage 60 days before the auction. YOu are escorted out by the sheriff on day 90. Do not vacate early. If the house is empty and gets vandalized, you would owe that money to the bank. Stay until the last minute but get your stuff out a little early. The bank will pay you $500 if you deliver the keys to them and leave the house spotless. Call about Cash for Keys.
BE AWARE OF LISA'S ADVISE- she probably just got taken in by a con man- or is part of a scam herself. Never EVER borrow money from a random person you don't know, haven't met, and can't do any research on. Besides, the LAST THING YOU NEED IS TO BORROW MORE MONEY!!! You already can't pay off the loan you have now! BAD IDEA, huh? Preditors will WANT you to borrow money from them KNOWING that you won't pay it back! THINK of the INTEREST they can charge you! Don't fall into this trap! If you have no way out of foreclosure, which will happen in about 90 days unless you have something else stipulated, start to try to sell the house now. Investors LOVE people like you. You are motivated, but if you try to sell the home NOW, before you are TOO motivated, you'll probably get a better deal on it. Once you get into the foreclosure cycle, the best you can hope for is a subject-to, where someone takes over your mortgage pmts for you and gives you some cash to move out. This is usually like around $500-1500. Investors want to help you avoid the smear on your credit that foreclosure will cause, I hope you get on it right away. As soon as your house hits the pre-foreclosure list, you will PROBABLY be getting phone calls, postcards and knocks on your door from investors ready to buy that place. I DON'T advise waiting for it, because I dont know where you are... so you may not have as many hungry investors if you are in North Dakota, as opposed to getting foreclosed on in say... Dallas, TX. Go to your local investors club meeting to network with some buyers, or simply put an add in the paper or on craigslist. You'll have someone calling soon. Ask them to work with you to help you understand your options. Remember that these people aren't trying to take you for a ride, but WILL need to get a good deal on the property. Be prepared to get less than you probably think it's worth- the invester will do all the math, and you can ask them to show you how they arrived at their asking price. An HONEST invester will HAPPILY show you. If you are unhappy with it, subject-to's are a GREAT option that you should REALLY consider- you won't make much cash, but you'll get out of trouble, and save your credit from a disaster that can destroy your future for years and years to come.
That's a good question, it use to be a 6 month window to foreclosure. Now due to the large number of default's in the mortgage world it could be as soon as 1-2 months.
It depends upon the state you live in. Where I am they can (if they so choose) use an "acceleration clause" and foreclose on you in 24 hours. My mother in law couldn't make payments and was confused (alzheimers) before we stepped in, they let her slide for about 5 months before the bank contacted me and the wife.
90 days. Why not try to sell it before that happens?
kansas city loans
My wife and I just both recently got out of the military. We were stationed in great falls montana and moved to kansas city. I came down early (june 9th) to find work and get a house set up for her before she arrives in september. She is currently living with one of her friends up there finishing her degree. Each apartment I have looked at requires me to have held a steady position at a job for 6 months which I obviously dont have right now, and neither does she. However we do have quite a bit of money saved up and have been told that if we can show them a bank statement saying we have sufficient funds to cover a years rent it would prove that we are financially secure. However, the places that would suit our needs do not accept this method. The military moved us with a dity move and will only hold our belongings in storage for 90 days. I am hoping to find a place down here that will suit our needs for at least 1-2 years until we can settle in and find a house to purchase. Suggestions?
Are you sure that's the rules? Most places just ask for last place of employment, put down military (Jun 08) and you're hardly ever hassled. They'll do a credit check and base your eligibility off of that. You might be going to wrong places or just divulging to much information. Maybe try the next town over or a cheaper place. You can always go smaller, until you guys are stable enough (6 months of employment) to get a bigger place. The VA home loan will help u if you are planning on buying a home/condo, which is another option. Just get with a realtor and they'll do most of the work for you.
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What the Nascar race is on Sunday and Busch er Nationwide is on Saturday. The race only lasts for about 3.5 hours. You can still get tickets and parking is free. The race on Saturday is usually over by 5:00 so you can still go out to the legends which is right there at the track and do some serious partying. look up slingshots and they host parties there. Is he from KCK or KCMO. The track is in KCK and if you have a lot of guests the hotel rooms are outrageous due tot he races, and if the CHiefs are in town they are unavailable already. The race is the weekend of Sept. 27,28. In Kansas City Missouri you are a bit more restricted. but there area always a surplus of strip clubs. The best bar hopping in KCMO is Westport which is off the Plaza. there are restrictions on Vehicles on Fri, Sat nights due to the drunks passing out in the streets and even minors are restricted.
Sometimes it is hard to get readjusted, but it seems as though you failed in using the seven p's before being discharged from the service. Prior proper planning prevent piss poor performance. I know that the military gives you days months prior to your release to do a house hunting trip. If you had used that in its proper meaning you might have found out this information prior to your release and you could have used your accumulated leave to claim as being actively employed. Now the best you can hope for is getting a place to live in until you qualify for something better. Sorry. Remember to use the seven P's in all you do and your life will flow much better
Kansas City is a very big place. Where are you looking? Kansas side or Missouri side. There are a lot of apartments here or in the suburbs. I would say keep hitting them up until you find one. Have you considered a private home rental? I looked for a lot of Apartments in the past in KC so there has to be something.
Check in with your local Veterans admin. agent office....they will assist you. Good luck and thanks to you and your family for your service and their sacrifice. tagger
kansas city money
Be more specific! There are all types of people in Kansas City. It's a fairly large city so the types of people vary depending on the area you are in. We've got all types of suburbs (new money, old money, no money, some money, whitebread, diverse, white trash....), the north east (hispanic and asian culture), Independence (meth capital of the world!), east side (black people), west side (more mexicans), midtown (artsy crowd), crossroads (arts district), downtown (yuppies), brookside (yuppies with families), waldo (poorer brookside), kck (mexicans again), colombus park (Little Italy)........... those are very vague and somewhat stereotypical descriptions of the people in those areas, and those are just some areas in Kansas City. I have determined that Kansas Citians like to be up to date with the coasts but still consider themselves midwesterners. Like a more humble Chicago. We've got arts, we're hip, we've got culture... but we don't push it too far. We like to keep things down to earth. Everything's up to date in Kansas City, but it's still the midwest. Be more specific with your question and I'll give you a more specific answer!
Like most cities in the us Kansas city has a fair mixture of people. The links give a full breakdown of the population as well as many other things.
Kansas City is the largest city in Missouri. It's known as the "paris of the plains." Country Club Plaza is the main shopping area. Here's more information for you on Kansas City: http://en.wikipedia.org/wiki/Kansas_City...
It's extremely racially segregated and racist, but clever about hiding it, at least when it comes to black people.
All types of people, rich and poor, black and white and hispanic, educated, conservative, friendly, large donaters
check cashing kansas city
I need to know what the check verification number is for the HR Block Bank refund checks sent from their bank out of Kansas City Missouri, can't get no answer from the Bank I get put on hold for like ever..If you have received a refund check from this bank can you please give me the check verification number listed on the check from them, The merchants will not let me cash this check without it, please and TY..
I'm confused by your question I dont know what you are trying to do? If you have the check then why not deposit it in your bank? And should H&R Block have that number for you? ....
If you have a check in hand, I do not understand why a check verification number is needed. Do you have a bank account so you can cash the check? If so, deposit it there and avoid this problem.
kansas city money
You don't see too many questions about these teams or hear much from their fans. I just read that Pittsburgh has taken itself out of the free agent market. Living in Cleveland and being an Indians fan, I can certainly understand the plight of the small market franchises but I do not understand the constant plight of teams like the Pirates who have been spiraling for decades now, much like the Indians did. However, the Indians turned the franchise around with the opening of Jacobs Field but PNC does not seem to have done the same for the Pirates. What is going on with these franchises? Why is Pittsburgh in such dire straits? Can an Andrew McCutcheon help?
I'm a Pirates fan and know them well - I suspect Kansas City's problems are similar. The Pirates plight is the fault of several intersecting problems: 1) No big-money owner. The Pirates ownership (currently Bob Nutting, and Kevin McClatchy before him) are guys who basically have just enough money to own a team, but not enough that they can put much of their own money into the team when things go bad. That means that a couple expensive mistakes (such as the Pat Meares signing or the Jason Kendall contract) end up putting the team's finances in a hole that they cannot pull themselves out of. Small-market teams with wealthy owners (such as Mike Illitch in Detroit or Tom Hicks with the Rangers) can more easily get over such mistakes. 2) Poor executive management. The Pirates have stayed with incompetent (or barely competent at best) general managers for too long. Dave Littlefield was kept around for 6 years despite a distinct lack of improvement; his predecessor, Cam Bonifay, was G.M. for 8 years. Add them up, and you have a decade and a half of front office management that was unable to handle the challenges of a small-market team. 3) Poor system management. This is really an outgrowth of #2. The Pirates have not done enough to stock their minor-league system with high-ceiling prospects. G.M. Littlefield allowed the foreign scouting department to wither, and his trades rarely focused on getting strong prospects into the system. As a result, they lagged in developing new (and, therefore, cheap) talent, a must for a small-dollar team. 4) Momentum. After 15 losing seasons, the fans start to lose interest. if they don't care, they don't buy tickets or support the team, which means the team has less money to work with to try and get back their interest.
I don't know much of the details about the Pirates, but I am a Royals fan and I gotta say that the front office here is moving the team in the right direction. Dayton Moore can't go out and spend $120 million dollars and turn the team around right away through free agents so they've got to build through the draft and one or two mid level free agent signings in the offseason. For years under Allard Baird (quite possibly the worst judge of talent to ever run an MLB team) there was no direction in the front office. Every other season, the Royals would either be a really young team to build on or a team full of geriatric cast offs that couldn't quite face the fact that it's time to retire. Now, Moore has put together a pretty good pitching staff and he's drafted some solid power bats at key positions. The Royals aren't going to be division winners next year, but they're really building and getting better. The bad part is that because of the last couple decades of near constant losing, these young guys here will have to learn how to win before KC will be able to get that big veteran free agent that finishes the team and puts them in that contender category. btw Ryan, the Gil Meche signing wasn't a bad deal. If they could have scored any runs for him at all, Meche could have been an 18 game winner last year. He lost 7 games where he gave up 3 or less runs.
Your right. The KC Royals and the Pittsburg Pirates are serially overlooked by Major League Baseball and it's fan base and I agree that it starts with the front office of each team. First off, the Pirates are their own worst enemy. Their front office is an absolute disaster that has no of idea what it takes to put together a winning team. Usually, yes, new Ball Parks tend to generate revenue and teams shop for players that will fill the stands. Your right, PNC has not lived up to that expectation. Even having the 2006 All star game couldn't save the ballpark. Here is why people don't care about the Pirates: their best player is Jason Bay, their SS Freddy Sanchez won the 2006 NL batting title and received NO PRAISE whatsoever, they have no pitching (except for Ian Snell), and they have no appeal. Their jerseys are hurrendous, and they don't have any flashy players that can put them on the map. Not to mention they have had at least a decade worth of losing seasons. Here is an example of the Pirates front office all need the axe: In 2003 they traded away Kenny Lofton and Aramis Ramirez (and another player I can't remember) to the Cubs for basically a sack full of marbles. And for the 2008 season, they won't even pursue a quality CF like an Aaron Rowand, Coco Crisp, or Mike Cameron to accompany Jason Bay and Xavier Nady. As for the KC Royals: They have arguable been the worst team in Baseball since the early 90's. They spend $55million dollars in the 2006 off season signing Gil Meche. They too do not have a flashy player that draws in the nation's attention. Alex Gordon is a distant second. When they start winning, and showing the league they aren't a joke, then people will start giving them attention.
Personally, I blame Kevin McClatchy and Dave Littlefield for the losing season.Reason being is because of not spending enough money to field a competitive team. The Pirates' payroll of just under $47 million was the fourth-lowest in the majors when the season began this year. Pittsburgh have some good, young stars (Jack Wilson, Jason Bay, Freddy Sanchez, Matt Capps, ETC) but they also need at least 1 or 2 vets in that line up/bullpen. The Pirates lack in signing good free agents, instead, they rely on their farm team in which isn't that good either. Another reason is that the Pirates is all about money. McClatchy fail to deliver in signing free agents year-by-year, but raised prices on tickets. What kind of crap is that? Now both Littlefield & McClatchy is out of the way, I see a little light and hope that the New GM will shed some light. Until then, you probably won't hear people talk about the Pirates or Royals in a more positive and prospective way.
Our drafting has been brutal. The only good deals really have been the Jason Bay deal and the Freddy Sanchez deal. The other trades(Nady, Wilson, Laroche) have been adequate at best. The starting pitching has always been a tease. We drafted Duke, Snell, Gorzelany, Bullington, Burnett, Van Benschoten. They all show promise but can't yet get that top status. Our #1 draftpick pitchers over the years have been a joke. Starting with Benson, Clint Johnston, Burnett, Van Benschoten, Bullington, Brad Lincoln have all had arm troubles right after they were drafted. It's either bad luck or bad handling by the organization. We also haven't drafted any good position players in a long time. I don't consider Kendall a great pick back in '92. They all seem to fizzle out before they get here or they are here for just a cup of coffee. A combination of all of that as well as poor attendence and bad overall management have and will continue to doom the franchise.
If I was a Fan Of Any of those Teams I Would Still Root For The Team That Played In That City/State First It Doesn't Matter To Me Once A Fan Of Certain Team Always A Fan
While im not what you could call a pirates fan or a royals fan i usually root for them i think that a ballpark in and of itself cant rectify a team, the team has to be willing to spend money and they have to be able to develop talent in their systems it seems to me the pirates have going on what the brewers had for years, ownership not concerned with winning(the brewers didnt do well until all seligs were out of the picture) and an inability to develop much talent, what talent they did have was always getting hurt, take chris bosio, juan nieves and even ben sheets today the pirates are a long way off still, but they have started in the right direction, and they do have some awfully exciting young guys, like gorzellany, duke, bay, paulino and sanchez the royals appear a lot closer to success though they are in a much tougher division, they have started to spend the money, becoming free agent players, and they can develop talent, guys like dejesus or buck or gordon or greinke
The plight of every small market team can be attributed to one and only one source, George Steinbrenner. This greedy SOB has all but destroyed not only small market teams but those franchises that are hanging by a thread to compete in the free agency market. I can't see any changes throughout baseball unless some form of a salary cap be implemented. The league is talking about expansion by 2012. Hell, the league can't even support what they have. Look at Tampa Bay. Talk about a dieing franchise. There is even talk about moving the D-Rays to Orlando. Tampa Bay has the lowest attendance in all of baseball.
It comes down to the horrible mix of bad ownership, poor management, terrible drafting and trades and lack of money. The Twins, A's. Indians and other smaller market teams manage to compete enough to keep fans interested with smart decision, using their farm system making and spending money wisely. KC and Pittsburgh haven't done that in years, and have managed to stink worse then any other team for a long long time.
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I also here that there are many roads with cars on the streets. I here there are different nationalities that reside in the city. I here that Manhattan has skyscrapers with people living in them. I've been told that there was someone in the 1980's that was mugged in a part called the Bronx. That is making me skeptical of moving there. Why would someone rob another person?
I grew up, and I currently live in Fargo, North Dakota. I've heard that New York City once had a problem with gangs. I heard that some of them actually have specific territory for drug selling. Wow. I additionally heard that the Yankees have won many championships, and this fat guy that used to hit home runs built the stadium that the Yankees play in. I was shocked to here that he was both an architect and a baseball player. Well, I look forward to possibly moving there. Yes, I was home schooled and sheltered. This is why I want to move to New York. I here the downtown is way bigger than Kansas City, MO. That's the biggest city I've been too.
Where are you from, my friend? people do all sorts of things to other people all over the world. why would it be any different in nyc? yeah. there's lots of tall buildings but most in manhattan. bronx? just one person mugged? wow! that's a first. look, sweetie. it's rough all over so if you're squeamish, maybe a big city isn't for you. come visit, try it out and see. don't flash your jewelry, cash and you'll be ok, i guess. stay above ground until you're ok with the subway system. nyc is made up of five separate cities that became one biggie in 1898. since then, it's huge, lots of people, fast-moving, no parking, there's plenty of sports without going to new jersey, and just one more thing: 'here' is a direction but 'hear' is one of your senses. 'accross' is spelled 'across'. ok , now, get it? got it? good!
When people say they want to live in NYC, they are typically referring to Manhattan, which is one of five boro's that comprise NYC. It's like most cities, there are good areas and not so good areas. It all depends on what you are looking for. Prices for living in Manhattan are very high, you can go across to Brooklyn for far less, and get yourself a view of the Manhattan skyline, same thing with Hoboken NJ. Yes there are 2 football teams, 2 basketball teams, 3 hockey teams if you count the Rangers Devils and Islanders. all of which are makeable, Islanders is a bit of a ride though. You have the Jersey shore a short ride away in summer, the Catskills for skiing in the winter. Additional details: Yes it's not like tennessee, we prefer to keep the cars on the streets instead of our front lawns, of course there aren't many front lawns in Manhattan, in the other boro's yes. And yes there is crime there, but it's not as prevalant as you may thing and there's crime everywhere the country, if you act smartly you shouldn't have to worry, it's not like driving through detroit or anything like that
Yes its nice here in New York City. NY. And yes there are tons of skyscrappers, but its expensive to live there. You can do a lot of shopping there and theres good museums there as well. Also don't miss out Central Park too.
All you here are true and definitely you will enjoy living in nyc..just make sure you work hard and make enough money because it is an expensive place to live. good luck!
I live in NYC, and I love it. It's loud and often crowded, but I like it that way. It's also become quite $$$.
My friend, as a native, read the two links below and you shall seek you answer to your questions. Good Luck
It's all lies. New York, NY doesn't exist. It's a made up place for Hollywood.
NYC is dirty. also too much traffic
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I live in the KC area, have friends that have stayed there (like for a kids slumber party), and many have said it's not worth the hype, although the indoor waterpark is awesome, and limited only to hotel guests, so it's not going to get crowded like Oceans of Fun will. If you stay there, I'd only stay there a night, let the kids do the waterpark, then go stay someplace else. I don't know how much it is, but I don't know if I'd pay more than $130 a night, maybe $150 since you get the waterpark, but outside of Nebraska Furniture Mart, the KS speedway, Cabelas and a couple of other things that I'm sure has been built there, there's not much else around there. If you're in town over a weekend this summer, check out Shawnee Mission Theater in the Park. High quality community theater in a natural amphitheater...bring blankets or lawn chairs. go to www.thetheaterinthepark.org for show info/prices/etc. Shows start at 8pm, but I believe it opens for seating at 7.
Well, the Great Wolf Lodge (GWL) is cool, but way too much money for it (personal opinion). Let's see. They have an indoor waterpark. Okay, so what. They have a Pizza Hut inside. Okay, big deal. The scenery is neat. Okay, I'll give you that. However, why spend all that money for an indoor water park when we (Kansas City) has Oceans of Fun. Pizza Hut? We have it anywhere. The scenery is the only capture. Are you willing to spend hundreds of dollars just for the scenery? It'll be better if you just stayed somewhere else and visited Oceans of Fun on I-435 (Missouri side). If you plan to vacation in Kansas City, make plans to visit Oceans of Fun, Worlds of Fun, Legends (which is around the Kansas Racetrack and T-Bones stadium), maybe go visit Crown Center, Oak Park Mall on 95th and Quivira, Independence Mall (I-70 and Highway 291), and the Great Mall of the Great Plains (I-35 and 151st street).
It's a sticky situation. Money has broken up families and friends. You didn't explain alot in details. Does he repay you? How long does it take for him to repay or ask for more money? If it's a constant think, and you know the money isn't being spent wisely, than don't give it. If he's Truly a good friend and you understand the situation in which he needs money. Than let him know that until he repays you back you will not lend out more. Make it into a contract. Maybe also start mentioning that you are short on money..that way he might not think of you for any help. Only you know his ways, plus if hes a close friend you should be able to talk to him about it. good luck,tc
Stayed in one in the Poconos. New last year. We had a great time, and didn't really need to go out and do anything else for two days. The kiddies love the rides and the pre-teens like hanging out by the game room and checking out other kids. One problem was that there is really nothing for adults there, and the place basically blacks out at 11 p.m.
Yes, it is a great place to stay. Loads of fun and it is close to a whole bunch of good restaraunts and the race track and it is in a nice area. Plus it is close to me, so you could come visit! :)
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KANSAS CITY, Mo. - Although Republican presidential candidate John McCain has called Social Security "a disgrace," he still cashes his own retirement check every month. "I'm receiving the benefits, the system is broken and, unfortunately, my children and grandchildren, according to the trustees of the Social Security system, will not have the same benefits the present retirees have," McCain told reporters Thursday on his campaign bus. McCain's 2007 tax return shows Social Security benefits of $23,157 for the year, an average of $1,929.75 a month. He said he started receiving the payments "whenever I was eligible." which is 65. I guess he didnt want to bring up the "age" factor again.
He's working but he's getting a lot of Social Security, he's getting tax-free benefits for being "100%" disabled, and his wife makes over a $100 million because she's heir to a beer distributing fortune. If he were a Democrat, the media would really criticize him and probably make fun of him (like they did with Kerry).
I been getting the checks for two years now and they told me today in a letter I over paid by $16,000 last year so i called Social Security and they were nice but they said to send in my retirement papers and this was like 28 months ago and I had done everything they required...but Social security computers are old and they are having problems so now I have to re-submit my retirement papers to these people because I guess they don't have a record of them. The Government is terrible in doing paper work. Maybe I too complain like John McCain but he and his wife has eight homes and he flys on her corporate jet..so do you really think he worries about less then two grand? Social security will go broke in 25 years and medicare and medicaid in 2013 ...so maybe John McCain does have a problem with social security...its failing badly..he would not miss it as much as most of us OL' people..this is our main concern
The concern he has about social security is when it was first established the ratio of workers paying into it to those receiving the benefits was 15 to 1. Today it's only 3 to 1. It's purely an issue of a once great system no longer being adequate. Something new needs to be implemented.
The idea of Social Security is not a bad one, but bureaucracy has a way of ruining the best of things. It is a broken system that has been in debt for over forty years. The money put into it should not be used to fund other government programs, but it is. To keep up with the several hands going in and out of the "cookie jar," the government passes more taxes onto us in the name of insurance.
McCain criticized Social Security because the fund is in deep trouble. The fact that he currently receives a check is irrelevant. He's paid in to the fund and is eligible for SS payments.
What's your problem with him receiving benefits that he earned? I hear a lot of people griping about the Federal Government but they still cashed their stimulus package check that was issued. If this is the best you guys can do I'd get used to calling him "Mr. President" if I were you.
He stated it needs fixed. He should be getting the Social Security checks. He has worked, he paid into it--why wouldn't he get it. ***
Because he said it would be a lie to tell you it won't expire. Obama has never said he will fix social security. Remember that.
It is a disgrace. A disgrace that he and his ilk have been stealing Social Security funds for years. They all seem to forget it is MY money that I paid that they steal and never repay! What is a disgrace was the Republican Congress and that man sitting in the White House thinking he represents the people!
Free money is FREE MONEY! Don't be jealous like I know you are.
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The school won't get you there. It will just get you debt. Study online yourself, read online tutorials and get your own software. If its one of the Art Institutes run by EDMC (all of them that use the AI logo), avoid them like a plague. They're not an art school employers take seriously. They're open enrollment, they take ANYONE. They just want the financial aid from the government that you are entitled to. If you ask me, they're an elaborate corporate scam to funnel as many Government Pell grants and guaranteed loans out of students as they can and leave the students with the bill. They're like McDonald's of Art "Colleges". They're a chain that is popping up everywhere. They buy out dying schools, rename them, keep the accreditation. They may seem like they would be good, but it is all smoke and mirrors. Pretty building with pretty computers. Meanwhile, it will just ruin your life. The market demand they say they're meeting is not the demand of the Job market, its the demand of the students. Students that graduated AI are struggling to get jobs and have over more than $50,000+ or $90,000+ in debt depending on what degree they went for. Degrees that are worthless in the job market. Basically, AI is a degree mill. They use bloated success stats and circle logic to back them up. They count students working at Toys R Us as in the field. Avoid them if you want to actually have a decent future. If you really want to pursue your passion, go to a community college, study fine art, and then transfer into a state school. It will be cheaper and the money you save you can buy your own equipment and STILL have money left over for a better future. Their job leads are bogus, they go to Monster, Craigslist, and career builder just like everyone else. Their top employer is HOME DEPOT (Check their own website) and I guarantee none of those are art jobs. Don't make the same mistake my friends and I did. We'll be paying for it for the rest of our lives. If you go with AI you'll be folding clothes at Target or hawking video games at Toys R Us for $8.25 an hour and struggling to pay $90,000+ with bill collectors haunting your every waking moment for the REST OF YOUR LIFE with no way to stop them because there is no bankruptcy protection on Student loans. Please please please make sure you check out these news articles below. Many are accounts from students, staff, and teachers of AI. Feel free to check YELP ("Filtered results" as well.) What you do with this information is your choice, I just want to make sure you know everything before listening to one of their recruiters sales pitch. Remember, they're paid sales people. Not your friend. College may be expensive but what these guys are pulling is straight out highway robbery. And if those news articles aren't enough, check the news. The New York Times, Bloomberg, and, CNBC all have a story about the department of Justice acting on a lawsuit against EDMC for illegally paying their recruiters. Decide for yourself.
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Gee , I don't know any good Indian footie players .. But Mr.Chettri is going back to represent us in the Asia Cup .. He is released from the Wizards on loan last I read ... And apart from him , I believe our NT captain Bhutia is pretty good .. Atleast he talks really well ....
It was either Vijayan or Bhutia, now it's probably Chhetri, like you say of Kansas City Wizards. By definition the best Indian footballer has to have represented India, otherwise we could start saying that Patrick Vieira and Patrice Evra are Senegal's finest footballers and Marcel Desailly is the best that Ghana has ever produced.
Vikash Dhorasoo He was a French player of Indian origin and played for top European clubs including the likes of Lyon, AC Milan and PSG. He was capped 18 times by France and scored 1 international goal. His career highlight would probably be being a member of France's 2006 World Cup squad that finished runners-up
Wayne Rooney
Theo Walcott
Micheal Chopra imo, formerly of Newcastle, Sunderland and now I think Cardiff. - V theo's English lol
Indian Tom who lives near me he's awsome at footy
Otm Shank.
Karthi
K.Patel!
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Hi, I'm a nineteen year old junior college student in Shawnee Kansas. I have a dependable job about thirty miles away from home, and a perfect gradeponit average. I have no savings worth speaking of, and will need $18,000 for my next semester of schooling. I am suddenly without the support of my parents and without reliable transportation. I am an extremely confident, dedicated, and driven individual. What is the most effective way for me to procure transportation in order to maintain my job, and how would you suggest going about my college funding? Thank you
18K a semester??? As in 36K a year? Holly Macaroni, you can not afford this school on your own. Given your sudden change in financial circumstances you need to transfer to a cheaper state school. Without parents support you can not get enough financial aid unless that private school of yours is willing to cough up some serious cash because of your high GPA (don't count on it). As a dependent junior and a senior you can borrow up to 7,500 a year in Stafford loans without having to have a cosigner or pass a credit check. This is the route you will have to take, you can visit your private schools fin aid or scholarship office, and I'm sure they will offer you some amount... but it won't be enough to cover everything they will still want you to cough up some amount that you obviously don't have. save yourself the time and start the transfer process now so you don't end up with a hold on your transcript and no way to continue your education.
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I'm trying to come up with ideas of some things I can make and sell for a little additional cash. I would most likely be selling on craigslist in the Kansas City area. I'm a man, so not really fit for making/selling jewelry or anything of that nature. I'm in college, a huge sports fan, but I don't know if that helps at all. Anyways, get the creative juices flowing! Thank you in advance.
The world is already flooded with crap that people who don't know what they are doing decided to make anyway, thinking they were going to sell it. If you actually know how to do some craft, have some tools and/or machinery, and really KNOW how to do something, then yes, you can do just fine. I make things and sell them for a very good living, but I'm a real craftsman. Thinking you can just start making stuff without knowing how is pretty foolish. Etsy is full of wanna-be home crafts makers. Just a word from the wise - a quality product that people actually want to buy is a fine thing. A bunch of junk stuck together with a hot glue gun the world doesn't need any more of. My guess is you aren't any sort of craftsman, or you'd know what to make already. Think yardwork, it's steady and pays fairrly well.
I would say anything to do with babies and children in big business. Clothes, equipment etc but as there is a lot of competition you would need to offer either specialist lines or a great service, possibly a gift wrapping service for birthydays etc that you would send the selected gift the the reciepient on a specific day? Or cloth nappies and environmentally friendly products are big business as well, if you are good with a machine you could make oyour own nappies, or you could sell soapnuts etc that are hard to get over here and very sought after.
My hobby is cars and motorcycles. I started buying those that need repair, fixing them and selling them. I hit garage sales in expensive areas to pick up items needing cleaned or repaired and turn those for a profit, also.
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Lately I've been in the mood for more.. mellow, calm, slow paced songs. A few of the ones I've been listening to as of late have been; Hurt - Johnny Cash Far Away - Jose Gonzalez Running Up That Hill - Placebo I believe that second song is right.. anyway, I was wondering if anybody could suggest anymore songs similar to those in the slow-paced style? I'll listen to any and all suggestions if given any. Thanks in advance for whomever decides to help me out.
Needle in the Hay - Elliot Smith In the Sun - Joseph Arthur Dust in the Wind - Kansas The Sound of Silence - Simon and Garfunkel One More Day - VAST These Days - Nico What If - Coldplay Vienna - Billy Joel We Never Change - Coldplay Give it All Up - Donovan
One Day by Opshop
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I’ve been researching chapter 7 bankruptcies online…I’m thinking about filing. I read that the exemption for motor vehicles in Kansas is $20,000. My husband and I have two cars. Both cars combined are worth less than $20,000, but we have loans on them. If our cars are exempt, will we still owe on the loans after bankruptcy is complete? My dad is a co-signer on my loan. How would he be affected if we file bankruptcy while I still owe on my car? I only owe $2500. Should I try to pay my loan off early so that I can file without hurting my dad’s credit?
You can only keep the cars if you pay them off. You cannot discharge the loans against them in bankruptcy, yet keep the cars. Since your dad co-signed, his credit will be seriously affected by your bankuptcy, and the lender might go to him and demand immediate payment in full or threaten to repossess the vehicle. Pay it off in full. It's a very small amount. As for the other loan, bankruptcy can trigger default clauses on other loans even though the property is "exempt" in bankruptcy. Then the lender could demand immediate payment in full. "Exempt" under bankruptcy law only means that they cannot force you to sell that item to pay other bills! They cannot force you to sell a car to pay off credit cards, for example. But you do not keep the "exempt" item unless you pay for it.
In your case this site can be very helpful SALESQUOTES.INFO- RE What happens if a car is exempt (in a chapter 7 bankruptcy), but you have a loan and co-signer? I’ve been researching chapter 7 bankruptcies online…I’m thinking about filing. I read that the exemption for motor vehicles in Kansas is $20,000. My husband and I have two cars. Both cars combined are worth less than $20,000, but we have loans on them. If our cars are exempt, will we still owe on the loans after bankruptcy is complete? My dad is a co-signer on my loan. How would he be affected if we file bankruptcy while I still owe on my car? I only owe $2500. Should I try to pay my loan off early so that I can file without hurting my dad’s credit?
1
If a house or car are "exempt", your creditors can not force them to be sold in order to raise cash. But if the car has a loan or the house has a mortgage, you must pay them on time. You don't have to pay them off in full; you don't have any money, that's why you are in bankruptcy. If you don't pay them on time, the creditors can take them back. The judge won't stop the creditors because you have the car listed as "exempt". Don't pay off any loans without the judge's approval in advance. The judge does not like to see $2,500 disappear just before a bankruptcy. She needs all the money you have to pay off your creditors; they may only get $50 but they will get something..
The co-signer (in this case your father) will be liable for the debt. I would contact the creditor and see about working out a payment schedule on the debt. Bankruptcy is not a good route.
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No Kansas is not a community property State so as long as the husband is not on the accounts there is no way he can be held responsible for the debt. But, if the creditors take the Wife to court and get a judgment they can attach joint bank accounts and file liens on any property her name may be on like cars, boats, land and homes. They can not take the property but if it's sold these liens would have to be paid out of the profits. There is no way they can garnish the Husband wages, hers yes his no. Additional information. Authorized users are not responsible for credit card debts. People need to do some research before answering these questions.
The husband would only be responsible for accounts that he is either solo or jointly listed upon. if he is not on the wife's credit cards than he is not responsible for the debts. the caveat of this is...if her debt goes to collections and eventually results in a judgment, than the judge could order any accounts or assets that the wife is listed on to be attached or seized...meaning any joint accounts. there is no breakdown of who owns how much of a joint account. they can also put a lien on the home, if the title is held jointly. if her credit is that bad, you might want to close any joint accounts and separate assets. and as for authorized users being responsible...that's a joke. that's just a myth that credit card companies use to scare people into paying.
I agree with Sifiman and to address something another person said authorized users are NOT responsible for credit card debts ever.
If he is no where on the account then no but she can be and since married they may place a lien on the home till paid if a default judgment is given. So at the point of sale or refinance then yes they will have to be satisfied
Typically, the party who authorized and opened the cards are responsible. Anyone added to a credit card account is also an "authorized user" is also responsible. If you did not sign or authorize the opening of those accounts, you are not liable. If you need legal counsel or credit repair and budgeting, check out the following websites for more details:
Spifiman is totally correct.
In every state husband is responsible. Marriage in a civil sense makes both your assets (or lack thereof) one.
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You should not need to make too many calls. Any one of the night clubs in Kansas City should have a staff member who will know just what clubs are available to rent in the city. Try phoning any of these below: The River Club 611 W 8th St Phone: (816) 221-5353 Jilly's 1744 Broadway St Phone: (816) 221-4977 The Palladium 47 Central Ave Phone: (913) 573-2255 You can find more here: http://yellowpages.kmbc.com/kansas-city+... Anne's suggestion is a good one too, an event held at the Power & Light District would be great. Do check out the KC Live! Block: http://www.powerandlightdistrict.com/ind...
There is a lot of hotels that have banquet and meeting rooms to rent and can also cater.Also many fraternal lodges will rent and cater for you. Try the downtown Marriott or the Ararat Shrine temple. Another possibility would be the Truman Presidential Library.
I might say the entire Kansas city section (KS & MO) is huge! i like it here. Like somebody else suggested, it is not basic to tell the place the metro starts off and ends! In some factors that's totally distinctive and theres issues to do everywhere. St. Louis? Ohh no. How can the suited city contained in the midwest be the main threatening city contained in the country to stay in?
There is a really awesome venue in an old brick warehouse downtown that operates as Poleworx. I have taken classes there but she also rents out her space for parties and fashion shows plus its huge and already has a runway and lighting installed. Call her at 816-221-9679 or email thru her website at www.poleworx.com If you end up having a show I would love to attend!
I would check out the clubs in the Power and Light District Favorites Mosaic Angels Rock Bar Lucky Strike
Http://www.blondekc.com/ This is one on the nicest clubs in Kansas City. Its a great place to rent.
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Call and ask........they most likely have a answering machine.....
Which one? Chief Credit Union www.envistacu.com - (785) 228-0149 Educational Credit Union www.educationalcu.org - (785) 246-3900 New Century Credit Union www.newcenturycu.com - (785) 235-9551 Kansas Super Chief Credit Union www.ksccu.com - (785) 228-0149 Credit Unions United www.cuunited.com - (785) 357-4479 Communication Federal Credit Union www.comfedcu.org - (785) 271-3071
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I bank at the credit union of johnson county... i'm sure they're similar?
We use a credit union in springfield so I don't know about that one particularly but credit unions are GREAT! My hubby has awful, awful credit and got an auto loan at 8.9%. Go for it.
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Any car you could BUY for $200 probably won't run.... mostly they are sold for PARTS ONLY.... and, if you have to get CREDIT to purchase a car at THAT PRICE, your insurance will be MUCH MORE and you can't pay for THAT with credit.... a $200 car is a waste of TIME and money unless you are an auto mechanic and can get parts wholesale because all you will be doing is buying new parts for the darn thing---and it will RARELY even be put ON the road.... BELIEVE ME... I've had a LOT of experience buying cars.... and NEVER EVER buy a car from a PRIVATE OWNER... (the kind that sit at the end of a driveway with FOR SALE SIGNS on them.....
I wouldn't take a home equity loan for the purposes of buying a car before I knew what car I was buying. Because you might get a great deal on the interest from the dealership, 2.9, 1.9, 0% financing beats any home equity rate even including the income tax deduction. Also, a car loan is secured by the car, not your home. If anything bad ever happened and you couldn't pay the car loan, they can only take back your car, not go after your home. I would try to only borrow money for fixing up the house instead. I would try to take as little as possible, because you might carry that debt for 5, 10 or 15 years.
See the local news papers. Ask your bank if they can help. Usually, if you can get a car loan, you are starting your credit history. If you are all speed up with paying your bills on time, than I would think a car payment would give you just that. Knowing from own personal experience. Been there done that.
Ask your friends & family members.

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